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ZIP 32862 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32862

Median Home Value
$595,300
Median Rent
$1,989
Affordability Snapshot
$164,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,824/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.2x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

24.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32862, a household would need roughly $164,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,824. That is about 44% above the local median household income ($113,702), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
68.7%+5% vs US avg
x
Vacancy Rate
9.4%-9% vs US avg
x
Broadband Access
95.5%+10% vs US avg
x
4+ Bedrooms
16.0%+8% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
2.0%-71% vs US avg
x
Rent Burden >30%
31.9%-36% vs US avg
x
Mortgage-Free
19.6%-49% vs US avg
x
$595,300
Home Value
$1,989
Rent
2011
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached58.1%
  • 1-unit attached24.1%
  • 2-9 units5.7%
  • 10+ units11.8%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$595,300
Median rent$1,989
Owner-occupied68.7%
Vacant9.4%
Price-to-income5.2x
Est. income to buy$164,000