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ZIP 32859 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32859

Median Home Value
$458,800
Median Rent
$1,201
Affordability Snapshot
$126,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,947/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

31.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32859, a household would need roughly $126,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,947. That is about 29% above the local median household income ($97,852), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
85.7%+31% vs US avg
x
Vacancy Rate
4.3%-59% vs US avg
x
Broadband Access
93.7%+8% vs US avg
x
4+ Bedrooms
7.6%-49% vs US avg
x
Built Pre-1939
2.3%-82% vs US avg
x
Built Post-2014
1.1%-84% vs US avg
x
Rent Burden >30%
31.3%-37% vs US avg
x
Mortgage-Free
48.9%+28% vs US avg
x
$458,800
Home Value
$1,201
Rent
1978
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached88.2%
  • 1-unit attached3.8%
  • 2-9 units6.3%
  • 10+ units1.7%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$458,800
Median rent$1,201
Owner-occupied85.7%
Vacant4.3%
Price-to-income4.7x
Est. income to buy$126,000