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ZIP 32856
Housing & Real Estate

ZIP 32856 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32856

Median Home Value

$338,500

Median Rent

$1,389

Affordability Snapshot

$93,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,174/mo PITI).

18%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.3 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32856, a household would need roughly $93,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,174. That is roughly in line with the local median household income ($90,705). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel

Housing Metrics

Owner Occupied

59.4%-9% vs US avg

Vacancy Rate

5.6%-46% vs US avg

Broadband Access

98.0%+13% vs US avg

4+ Bedrooms

5.2%-65% vs US avg

Built Pre-1939

0.6%-95% vs US avg

Built Post-2014

0.3%-96% vs US avg

Rent Burden >30%

21.1%-58% vs US avg

Mortgage-Free

33.4%-13% vs US avg

$338,500

Home Value

$1,389

Rent

1975

Year Built

2017

Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached39.9%
1-unit attached3.5%
2-9 units25.6%
10+ units28.8%
Mobile home & other2.1%

ZIP 32856 — Housing & Real Estate

Housing & Real Estate in ZIP Code 32856

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