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ZIP 32762
Housing & Real Estate

ZIP 32762 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32762

Median Home Value

$436,100

Median Rent

$1,663

Affordability Snapshot

$120,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,801/mo PITI).

17%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.9 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32762, a household would need roughly $120,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,801. That is roughly in line with the local median household income ($116,536). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel

Housing Metrics

Owner Occupied

87.0%+33% vs US avg

Vacancy Rate

7.8%-25% vs US avg

Broadband Access

99.6%+14% vs US avg

4+ Bedrooms

15.8%+7% vs US avg

Built Pre-1939

0.0%

Built Post-2014

0.9%-87% vs US avg

Rent Burden >30%

19.5%-61% vs US avg

Mortgage-Free

28.8%-25% vs US avg

$436,100

Home Value

$1,663

Rent

1993

Year Built

2012

Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached95.9%
1-unit attached0.5%
2-9 units0.6%
10+ units0.9%
Mobile home & other2.1%

ZIP 32762 — Housing & Real Estate

Housing & Real Estate in ZIP Code 32762

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