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ZIP 32756 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32756

Median Home Value
$263,300
Median Rent
$1,254
Affordability Snapshot
$72,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,691/mo PITI).

25%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

17.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32756, a household would need roughly $72,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,691. That is about 19% above the local median household income ($60,648), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 16% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
64.1%-2% vs US avg
x
Vacancy Rate
16.5%+60% vs US avg
x
Broadband Access
81.1%-7% vs US avg
x
4+ Bedrooms
4.5%-70% vs US avg
x
Built Pre-1939
15.5%+21% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
26.6%-46% vs US avg
x
Mortgage-Free
66.4%+74% vs US avg
x
$263,300
Home Value
$1,254
Rent
1967
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached57.6%
  • 1-unit attached8.7%
  • 2-9 units17.7%
  • 10+ units14.6%
  • Mobile home & other1.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$263,300
Median rent$1,254
Owner-occupied64.1%
Vacant16.5%
Price-to-income4.3x
Est. income to buy$72,000