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Eustis city, FL

ZIP 32735 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32735

Median Home Value
$252,500
Median Rent
$1,217
Affordability Snapshot
$70,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,622/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

17.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32735 in Eustis city, FL, a household would need roughly $70,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,622. That is roughly in line with the local median household income ($68,503). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
88.0%+35% vs US avg
x
Vacancy Rate
14.5%+41% vs US avg
x
Broadband Access
93.2%+7% vs US avg
x
4+ Bedrooms
2.0%-87% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
0.8%-88% vs US avg
x
Rent Burden >30%
23.1%-54% vs US avg
x
Mortgage-Free
44.7%+17% vs US avg
x
$252,500
Home Value
$1,217
Rent
1995
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached64.5%
  • 1-unit attached0.0%
  • 2-9 units0.1%
  • 10+ units0.8%
  • Mobile home & other34.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$252,500
Median rent$1,217
Owner-occupied88.0%
Vacant14.5%
Price-to-income3.7x
Est. income to buy$70,000