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Fanning Springs city, FL

ZIP 32693 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32693

Median Home Value
$182,300
Median Rent
$682
Affordability Snapshot
$50,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,171/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

22.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32693 in Fanning Springs city, FL, a household would need roughly $50,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,171. That sits below the local median household income ($64,128), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
82.3%+26% vs US avg
x
Vacancy Rate
10.8%+5% vs US avg
x
Broadband Access
81.1%-7% vs US avg
x
4+ Bedrooms
2.9%-80% vs US avg
x
Built Pre-1939
4.2%-67% vs US avg
x
Built Post-2014
1.7%-75% vs US avg
x
Rent Burden >30%
16.8%-66% vs US avg
x
Mortgage-Free
50.7%+33% vs US avg
x
$182,300
Home Value
$682
Rent
1995
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached52.8%
  • 1-unit attached0.4%
  • 2-9 units2.1%
  • 10+ units0.4%
  • Mobile home & other44.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$182,300
Median rent$682
Owner-occupied82.3%
Vacant10.8%
Price-to-income2.8x
Est. income to buy$50,000