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ZIP 32655
Housing & Real Estate

ZIP 32655 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32655

Median Home Value

$283,200

Median Rent

$1,110

Affordability Snapshot

$78,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,819/mo PITI).

17%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.3 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32655, a household would need roughly $78,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,819. That is roughly in line with the local median household income ($78,846). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel

Housing Metrics

Owner Occupied

82.5%+26% vs US avg

Vacancy Rate

12.8%+24% vs US avg

Broadband Access

95.0%+9% vs US avg

4+ Bedrooms

5.0%-66% vs US avg

Built Pre-1939

3.5%-73% vs US avg

Built Post-2014

2.3%-67% vs US avg

Rent Burden >30%

60.1%+21% vs US avg

Mortgage-Free

34.4%-10% vs US avg

$283,200

Home Value

$1,110

Rent

2001

Year Built

2013

Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached75.0%
1-unit attached0.0%
2-9 units1.5%
10+ units1.5%
Mobile home & other21.9%

ZIP 32655 — Housing & Real Estate

Housing & Real Estate in ZIP Code 32655

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Housing & Real Estate key statistics