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ZIP 32591 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32591

Median Home Value
$324,100
Median Rent
$1,417
Affordability Snapshot
$89,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,082/mo PITI).

27%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

19.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32591, a household would need roughly $89,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,082. That is about 41% above the local median household income ($63,000), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 23% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
47.2%-28% vs US avg
x
Vacancy Rate
23.2%+125% vs US avg
x
Broadband Access
87.7%+1% vs US avg
x
4+ Bedrooms
0.4%-97% vs US avg
x
Built Pre-1939
1.6%-88% vs US avg
x
Built Post-2014
1.3%-81% vs US avg
x
Rent Burden >30%
32.1%-35% vs US avg
x
Mortgage-Free
56.0%+46% vs US avg
x
$324,100
Home Value
$1,417
Rent
1968
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached49.3%
  • 1-unit attached9.3%
  • 2-9 units16.1%
  • 10+ units24.8%
  • Mobile home & other0.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$324,100
Median rent$1,417
Owner-occupied47.2%
Vacant23.2%
Price-to-income5.1x
Est. income to buy$89,000