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Munson CDP, FL

ZIP 32570 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32570

Median Home Value
$240,800
Median Rent
$1,045
Affordability Snapshot
$66,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,547/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

19.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32570 in Munson CDP, FL, a household would need roughly $66,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,547. That sits below the local median household income ($73,615), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
68.4%+5% vs US avg
x
Vacancy Rate
8.8%-15% vs US avg
x
Broadband Access
89.3%+3% vs US avg
x
4+ Bedrooms
3.3%-77% vs US avg
x
Built Pre-1939
2.0%-84% vs US avg
x
Built Post-2014
3.1%-55% vs US avg
x
Rent Burden >30%
16.9%-66% vs US avg
x
Mortgage-Free
39.7%+4% vs US avg
x
$240,800
Home Value
$1,045
Rent
1990
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached79.9%
  • 1-unit attached0.9%
  • 2-9 units8.6%
  • 10+ units3.2%
  • Mobile home & other7.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$240,800
Median rent$1,045
Owner-occupied68.4%
Vacant8.8%
Price-to-income3.3x
Est. income to buy$66,000