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Crestview city, FL

ZIP 32539 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32539

Median Home Value
$272,300
Median Rent
$1,113
Affordability Snapshot
$75,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,749/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32539 in Crestview city, FL, a household would need roughly $75,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,749. That is roughly in line with the local median household income ($72,521). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
78.5%+20% vs US avg
x
Vacancy Rate
9.1%-12% vs US avg
x
Broadband Access
92.8%+7% vs US avg
x
4+ Bedrooms
3.0%-80% vs US avg
x
Built Pre-1939
0.7%-95% vs US avg
x
Built Post-2014
3.7%-47% vs US avg
x
Rent Burden >30%
9.6%-81% vs US avg
x
Mortgage-Free
34.4%-10% vs US avg
x
$272,300
Home Value
$1,113
Rent
1998
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached81.1%
  • 1-unit attached2.2%
  • 2-9 units4.6%
  • 10+ units2.5%
  • Mobile home & other9.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$272,300
Median rent$1,113
Owner-occupied78.5%
Vacant9.1%
Price-to-income3.8x
Est. income to buy$75,000