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ZIP 32524 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32524

Median Home Value
$210,900
Median Rent
$965
Affordability Snapshot
$58,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,355/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

18.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32524, a household would need roughly $58,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,355. That sits below the local median household income ($75,641), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
67.2%+3% vs US avg
x
Vacancy Rate
3.6%-65% vs US avg
x
Broadband Access
96.7%+11% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
0.6%-95% vs US avg
x
Built Post-2014
1.0%-85% vs US avg
x
Rent Burden >30%
9.6%-81% vs US avg
x
Mortgage-Free
42.0%+10% vs US avg
x
$210,900
Home Value
$965
Rent
1973
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached76.3%
  • 1-unit attached3.7%
  • 2-9 units9.2%
  • 10+ units6.2%
  • Mobile home & other4.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$210,900
Median rent$965
Owner-occupied67.2%
Vacant3.6%
Price-to-income2.8x
Est. income to buy$58,000