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ZIP 32513
Housing & Real Estate

ZIP 32513 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32513

Median Home Value

$108,700

Median Rent

$908

Affordability Snapshot

$30,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$698/mo PITI).

37%

Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

3.7x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

10.0 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32513, a household would need roughly $30,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $698. That is roughly in line with the local median household income ($29,500). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 19% — check local market conditions.

Heating Fuel

Housing Metrics

Owner Occupied

61.1%-7% vs US avg

Vacancy Rate

18.7%+81% vs US avg

Broadband Access

81.3%-7% vs US avg

4+ Bedrooms

4.1%-72% vs US avg

Built Pre-1939

13.8%+8% vs US avg

Built Post-2014

4.8%-31% vs US avg

Rent Burden >30%

30.6%-38% vs US avg

Mortgage-Free

49.2%+29% vs US avg

$108,700

Home Value

$908

Rent

1959

Year Built

2015

Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached84.8%
1-unit attached0.7%
2-9 units10.2%
10+ units0.3%
Mobile home & other4.1%

ZIP 32513 — Housing & Real Estate

Housing & Real Estate in ZIP Code 32513

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