US5.com
  1. Home
  2. States
  3. Florida
  4. ZIP 32433
  5. Housing & Real Estate
DeFuniak Springs city, FL

ZIP 32433 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32433

Median Home Value
$152,000
Median Rent
$767
Affordability Snapshot
$42,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$976/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

16.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32433 in DeFuniak Springs city, FL, a household would need roughly $42,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $976. That sits below the local median household income ($51,604), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
73.3%+12% vs US avg
x
Vacancy Rate
13.8%+34% vs US avg
x
Broadband Access
86.8%-0% vs US avg
x
4+ Bedrooms
1.2%-92% vs US avg
x
Built Pre-1939
3.4%-73% vs US avg
x
Built Post-2014
2.0%-71% vs US avg
x
Rent Burden >30%
25.4%-49% vs US avg
x
Mortgage-Free
44.2%+16% vs US avg
x
$152,000
Home Value
$767
Rent
1991
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached51.6%
  • 1-unit attached0.9%
  • 2-9 units4.2%
  • 10+ units2.4%
  • Mobile home & other40.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$152,000
Median rent$767
Owner-occupied73.3%
Vacant13.8%
Price-to-income2.9x
Est. income to buy$42,000