US5.com
  1. Home
  2. States
  3. Florida
  4. ZIP 32432
  5. Climate & Environment
, FL

ZIP 32432 — Climate & Environment

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Snow Area

Climate, disaster risk, air quality, and environmental safety

Environment & Risk in ZIP Code 32432

Disaster Risk (FEMA NRI)

County-linked natural hazard risk from FEMA National Risk Index — useful for comparing insurance and disaster exposure.

FEMA’s National Risk Index rates natural-hazard risk for FL as Relatively Low (composite score 75.7), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (94.3) and flood (60.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Overall rating
Relatively Low
Risk index
75.7
Flood risk
60.9
Wildfire risk
49.8
Hurricane risk
94.3
Earthquake risk
51.4
Tornado risk
59.5
Winter weather risk
23.3
Hail risk
17.1

Climate & Weather in ZIP Code 32432

Climate normals for FL show little to no average snow and around 51.1 inches of annual precipitation. Pair that with FEMA NRI hazard context (overall rating Relatively Low) when evaluating long-term housing and insurance exposure.

7-day weather forecast

Loading live forecast…

Sunrise, sunset & moon

Loading outdoor timing for ZIP 32432…

Monthly Temperature

30-year climate normals (avg. monthly temperature)

Climate Data
Hardiness Zone
9a
Annual Snow Days
0
Annual Precipitation
51.11 in
FEMA NRI rating
Relatively Low

Climate & Environment key statistics

Climate statistics
Climate
Hardiness zone9a
Annual precip (in)51.11
Snow days0
Risk & Air Quality statistics
Risk & Air Quality
NRI ratingRelatively Low
NRI risk index75.7
Flood risk (NRI)60.9
Wildfire risk (NRI)49.8
Hurricane risk (NRI)94.3