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Campbellton town, FL

ZIP 32426 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32426

Median Home Value
$87,200
Median Rent
$284
Affordability Snapshot
$24,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$560/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

25.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32426 in Campbellton town, FL, a household would need roughly $24,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $560. That sits below the local median household income ($34,650), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 31% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
91.0%+39% vs US avg
x
Vacancy Rate
30.6%+197% vs US avg
x
Broadband Access
88.6%+2% vs US avg
x
4+ Bedrooms
4.5%-69% vs US avg
x
Built Pre-1939
1.1%-91% vs US avg
x
Built Post-2014
0.6%-92% vs US avg
x
Rent Burden >30%
9.1%-82% vs US avg
x
Mortgage-Free
54.3%+42% vs US avg
x
$87,200
Home Value
$284
Rent
1979
Year Built
2005
Moved In

Residents have lived here since ~2005 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached38.0%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other62.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$87,200
Median rent$284
Owner-occupied91.0%
Vacant30.6%
Price-to-income2.5x
Est. income to buy$24,000