What to know about ZIP 32417
ZIP code 32417 covers ZIP 32417 with a population of about 1,115.
At a glance, the area shows median age of 57.9 versus a U.S. median of about 38.9.
It sits in the PANAMA CITY media market.
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
ZIP code 32417 covers ZIP 32417 with a population of about 1,115.
At a glance, the area shows median age of 57.9 versus a U.S. median of about 38.9.
It sits in the PANAMA CITY media market.
ZIP 32417 fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.
Median household income in ZIP 32417 is about $69,948 — about 7% below the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 8.4%; unemployment rate near 0.0%; 30.8% of adults with a bachelor’s degree or higher (about 3.0 points below the national share (33.7%)).
Labor and commute patterns include leading industry context around Construction, Public administration, and Healthcare; about 8.6% of workers reporting work-from-home (about 6.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Median home value is about $343,200 — about even with the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $1,724 (about 48% above the U.S. median rent ($1,163)), and owner-occupancy near 82.8% (about 17.4 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 32417, a household would need roughly $94,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,205. That is about 34% above the local median household income ($69,948), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.