ZIP 32413 — Economy & Jobs

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Income, employment, industries, and economic trends

Income & Economy in Panama City Beach city, FL (32413)

Median Income

$76,010

*Adjusted for inflation (2023 dollars)

IRS Net Migration

+681

Wealth inflow

Population

15,214

Unemployment

2.5%

1.2pp below US avg

IRS migration statistics show a net inflow of about 681 for ZIP 32413 (Panama City Beach city, FL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.

Economic Indicators

Unemployment

2.5%-33% vs US avg

Self-Employed

2.9%-53% vs US avg

SNAP Benefits

4.0%-66% vs US avg

712

Establishments

7,951

Employees

~11 per establishment — small businesses dominate

Food services

Top Industry

Economic Distributions

Census ACS 5-Year (P0): occupation, industry, household income brackets.

Occupation

Industry

Agriculture, forestry, mining0.3%
Construction10.5%
Manufacturing4.4%
Wholesale trade2.4%
Retail trade17.0%
Transportation, utilities2.8%
Information0.5%
Finance, insurance, real estate10.2%
Professional, scientific, management8.1%
Education, health care, social13.7%
Arts, entertainment, food services23.0%
Other services2.9%
Public administration4.2%

Household Income

Historical Trends in 32413 (2020–Present)

Since 2020, population grew 4.6%, median income fell 10.7% (inflation-adjusted), home values increased 16.7%.

Median Income

$76,010

+1% vs US avg

Unemployment Rate