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ZIP 32362 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32362

Median Home Value
$171,200
Median Rent
$699
Affordability Snapshot
$47,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,100/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

20.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32362, a household would need roughly $47,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,100. That sits below the local median household income ($78,043), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
78.5%+20% vs US avg
x
Vacancy Rate
14.6%+41% vs US avg
x
Broadband Access
75.0%-14% vs US avg
x
4+ Bedrooms
0.6%-96% vs US avg
x
Built Pre-1939
3.0%-76% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
27.7%-44% vs US avg
x
Mortgage-Free
37.9%-1% vs US avg
x
$171,200
Home Value
$699
Rent
1988
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached57.3%
  • 1-unit attached2.9%
  • 2-9 units0.3%
  • 10+ units0.0%
  • Mobile home & other39.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$171,200
Median rent$699
Owner-occupied78.5%
Vacant14.6%
Price-to-income2.2x
Est. income to buy$47,000