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Steinhatchee CDP, FL

ZIP 32359 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32359

Median Home Value
$141,900
Median Rent
N/A
Affordability Snapshot
$39,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$912/mo PITI).

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

To comfortably buy a median-priced home in ZIP 32359 in Steinhatchee CDP, FL, a household would need roughly $39,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $912. That sits below the local median household income ($51,250), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 70% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
96.5%+48% vs US avg
x
Vacancy Rate
69.6%+576% vs US avg
x
Broadband Access
90.1%+4% vs US avg
x
4+ Bedrooms
2.1%-86% vs US avg
x
Built Pre-1939
4.5%-64% vs US avg
x
Built Post-2014
1.1%-84% vs US avg
x
Rent Burden >30%
50.0%+1% vs US avg
x
Mortgage-Free
72.1%+89% vs US avg
x
$141,900
Home Value
N/A
Rent
1994
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached55.9%
  • 1-unit attached6.0%
  • 2-9 units2.2%
  • 10+ units2.0%
  • Mobile home & other33.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$141,900
Median rent$-666,666,666
Owner-occupied96.5%
Vacant69.6%
Price-to-income2.8x
Est. income to buy$39,000