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Sopchoppy city, FL

ZIP 32358 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32358

Median Home Value
$245,200
Median Rent
$1,223
Affordability Snapshot
$68,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,575/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

16.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32358 in Sopchoppy city, FL, a household would need roughly $68,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,575. That is roughly in line with the local median household income ($73,304). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 41% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
80.9%+24% vs US avg
x
Vacancy Rate
41.1%+300% vs US avg
x
Broadband Access
85.5%-2% vs US avg
x
4+ Bedrooms
0.2%-98% vs US avg
x
Built Pre-1939
3.5%-72% vs US avg
x
Built Post-2014
6.3%-9% vs US avg
x
Rent Burden >30%
5.4%-89% vs US avg
x
Mortgage-Free
61.1%+60% vs US avg
x
$245,200
Home Value
$1,223
Rent
1988
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached69.8%
  • 1-unit attached1.5%
  • 2-9 units3.8%
  • 10+ units0.0%
  • Mobile home & other24.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$245,200
Median rent$1,223
Owner-occupied80.9%
Vacant41.1%
Price-to-income3.3x
Est. income to buy$68,000