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Eastpoint CDP, FL

ZIP 32328 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32328

Median Home Value
$341,000
Median Rent
$625
Affordability Snapshot
$94,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,190/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.0x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

45.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32328 in Eastpoint CDP, FL, a household would need roughly $94,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,190. That is about 39% above the local median household income ($67,833), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 47% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
86.3%+32% vs US avg
x
Vacancy Rate
46.6%+352% vs US avg
x
Broadband Access
92.4%+6% vs US avg
x
4+ Bedrooms
8.3%-44% vs US avg
x
Built Pre-1939
2.3%-82% vs US avg
x
Built Post-2014
1.2%-83% vs US avg
x
Rent Burden >30%
22.1%-56% vs US avg
x
Mortgage-Free
49.4%+29% vs US avg
x
$341,000
Home Value
$625
Rent
1992
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached82.4%
  • 1-unit attached0.9%
  • 2-9 units5.7%
  • 10+ units1.4%
  • Mobile home & other9.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$341,000
Median rent$625
Owner-occupied86.3%
Vacant46.6%
Price-to-income5.0x
Est. income to buy$94,000