ZIP Code 32304 — Tallahassee city, FL Demographics & Data

ZIP code 32304 covers Tallahassee, FL in Leon County with a population of about 50,080.

At a glance, the area shows median age of 22.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 448, 850; U.S. House district FL-2; the TALLAHASSEE - THOMASVILLE media market.

Tallahassee, FL sits in a university / college context (near tallahassee state college (1.0 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 32304 is about $30,823 — about 59% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 49.4%; unemployment rate near 11.5%; 36.2% of adults with a bachelor’s degree or higher (about 2.5 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Food services, and Retail trade; about 13.6% of workers reporting work-from-home (about 1.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $147,000 — about 58% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $914 (about 21% below the U.S. median rent ($1,163)), and owner-occupancy near 13.0% (about 52.4 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 32304 in Tallahassee, FL, a household would need roughly $40,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $944. That is about 30% above the local median household income ($30,823), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Tallahassee city, FL as Relatively Moderate (composite score 93.4), which is among the highest nationally. The strongest component scores on US5 are hurricane (97.1) and flood (91.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Tallahassee city, FL show little to no average snow and around 59.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 2,241 for ZIP 32304 (Tallahassee city, FL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.