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ZIP 32260
Housing & Real Estate

ZIP 32260 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32260

Median Home Value

$491,400

Median Rent

$2,020

Affordability Snapshot

$135,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,157/mo PITI).

18%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.3 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32260, a household would need roughly $135,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,157. That is roughly in line with the local median household income ($137,175). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel

Housing Metrics

Owner Occupied

73.7%+13% vs US avg

Vacancy Rate

4.3%-58% vs US avg

Broadband Access

95.8%+10% vs US avg

4+ Bedrooms

16.3%+10% vs US avg

Built Pre-1939

0.8%-93% vs US avg

Built Post-2014

2.5%-64% vs US avg

Rent Burden >30%

25.9%-48% vs US avg

Mortgage-Free

25.8%-32% vs US avg

$491,400

Home Value

$2,020

Rent

2004

Year Built

2016

Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached71.5%
1-unit attached14.5%
2-9 units7.2%
10+ units6.9%
Mobile home & other0.0%

ZIP 32260 — Housing & Real Estate

Housing & Real Estate in ZIP Code 32260

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