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Jacksonville city, FL

ZIP 32254 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32254

Median Home Value
$85,100
Median Rent
$888
Affordability Snapshot
$23,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$547/mo PITI).

29%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

8.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32254 in Jacksonville city, FL, a household would need roughly $23,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $547. That sits below the local median household income ($36,449), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics

Historic housing stock (21% built before 1939)

Owner Occupied
50.5%-23% vs US avg
x
Vacancy Rate
13.7%+33% vs US avg
x
Broadband Access
80.1%-8% vs US avg
x
4+ Bedrooms
3.2%-78% vs US avg
x
Built Pre-1939
21.2%+66% vs US avg
x
Built Post-2014
0.6%-92% vs US avg
x
Rent Burden >30%
28.8%-42% vs US avg
x
Mortgage-Free
53.8%+41% vs US avg
x
$85,100
Home Value
$888
Rent
1956
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached89.1%
  • 1-unit attached0.6%
  • 2-9 units4.2%
  • 10+ units1.7%
  • Mobile home & other4.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$85,100
Median rent$888
Owner-occupied50.5%
Vacant13.7%
Price-to-income2.3x
Est. income to buy$23,000