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Jacksonville city, FL

ZIP 32220 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32220

Median Home Value
$229,200
Median Rent
$1,013
Affordability Snapshot
$63,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,472/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

18.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32220 in Jacksonville city, FL, a household would need roughly $63,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,472. That sits below the local median household income ($80,236), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
86.8%+33% vs US avg
x
Vacancy Rate
6.6%-36% vs US avg
x
Broadband Access
84.9%-2% vs US avg
x
4+ Bedrooms
1.7%-89% vs US avg
x
Built Pre-1939
1.0%-92% vs US avg
x
Built Post-2014
3.1%-55% vs US avg
x
Rent Burden >30%
46.4%-7% vs US avg
x
Mortgage-Free
34.8%-9% vs US avg
x
$229,200
Home Value
$1,013
Rent
1992
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached71.3%
  • 1-unit attached1.2%
  • 2-9 units0.0%
  • 10+ units0.9%
  • Mobile home & other26.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$229,200
Median rent$1,013
Owner-occupied86.8%
Vacant6.6%
Price-to-income2.9x
Est. income to buy$63,000