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Jacksonville city, FL

ZIP 32206 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32206

Median Home Value
$153,500
Median Rent
$689
Affordability Snapshot
$42,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$986/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32206 in Jacksonville city, FL, a household would need roughly $42,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $986. That is roughly in line with the local median household income ($37,585). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 24% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
47.3%-28% vs US avg
x
Vacancy Rate
24.0%+133% vs US avg
x
Broadband Access
73.1%-16% vs US avg
x
4+ Bedrooms
2.2%-85% vs US avg
x
Built Pre-1939
9.0%-30% vs US avg
x
Built Post-2014
0.2%-98% vs US avg
x
Rent Burden >30%
25.6%-48% vs US avg
x
Mortgage-Free
42.3%+11% vs US avg
x
$153,500
Home Value
$689
Rent
1948
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached64.3%
  • 1-unit attached2.6%
  • 2-9 units19.6%
  • 10+ units10.7%
  • Mobile home & other2.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$153,500
Median rent$689
Owner-occupied47.3%
Vacant24.0%
Price-to-income4.1x
Est. income to buy$42,000