Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
ZIP code 32163 covers Wildwood, FL in Sumter County with a population of about 30,886.
At a glance, the area shows median age of 70.1 versus a U.S. median of about 38.9.
It sits in telephone area code 352; U.S. House district FL-11.
Wildwood, FL fits a retirement-oriented profile (high share of residents 65+ (72.0%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.
Median household income in ZIP 32163 is about $94,565 — about 26% above the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 4.6%; unemployment rate near 5.1%; 48.6% of adults with a bachelor’s degree or higher (about 14.9 points above the national share (33.7%)).
Labor and commute patterns include leading industry context around Healthcare, Administrative support, and Finance and insurance; about 37.1% of workers reporting work-from-home (about 21.9 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Median home value is about $472,600 — about 36% above the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $1,755 (about 51% above the U.S. median rent ($1,163)), and owner-occupancy near 95.6% (about 30.2 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 32163 in Wildwood, FL, a household would need roughly $130,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,036. That is about 37% above the local median household income ($94,565), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.
FEMA’s National Risk Index rates natural-hazard risk for Wildwood city, FL as Relatively Moderate (composite score 87.6), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (95.8) and wildfire (92.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.
Climate normals for Wildwood city, FL show limited published climate normals on US5.
IRS migration statistics show a net inflow of about 1,382 for ZIP 32163 (Wildwood city, FL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.