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Flagler Estates CDP, FL

ZIP 32145 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32145

Median Home Value
$194,400
Median Rent
$855
Affordability Snapshot
$54,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,249/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

18.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32145 in Flagler Estates CDP, FL, a household would need roughly $54,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,249. That sits below the local median household income ($81,931), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 16% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
78.3%+20% vs US avg
x
Vacancy Rate
16.1%+56% vs US avg
x
Broadband Access
81.1%-7% vs US avg
x
4+ Bedrooms
0.7%-95% vs US avg
x
Built Pre-1939
2.5%-81% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
48.1%-3% vs US avg
x
Mortgage-Free
47.7%+25% vs US avg
x
$194,400
Home Value
$855
Rent
1999
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached55.4%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units1.9%
  • Mobile home & other42.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$194,400
Median rent$855
Owner-occupied78.3%
Vacant16.1%
Price-to-income2.4x
Est. income to buy$54,000