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Daytona Beach city, FL

ZIP 32124 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32124

Median Home Value
$434,000
Median Rent
$1,446
Affordability Snapshot
$119,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,788/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

25.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32124 in Daytona Beach city, FL, a household would need roughly $119,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,788. That is about 32% above the local median household income ($89,842), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics

Newer development area (20% built after 2014)

Owner Occupied
90.4%+38% vs US avg
x
Vacancy Rate
9.2%-10% vs US avg
x
Broadband Access
98.1%+13% vs US avg
x
4+ Bedrooms
1.2%-92% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
19.6%+183% vs US avg
x
Rent Burden >30%
10.2%-79% vs US avg
x
Mortgage-Free
33.0%-14% vs US avg
x
$434,000
Home Value
$1,446
Rent
2012
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached72.4%
  • 1-unit attached18.5%
  • 2-9 units7.7%
  • 10+ units1.3%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$434,000
Median rent$1,446
Owner-occupied90.4%
Vacant9.2%
Price-to-income4.8x
Est. income to buy$119,000