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Nocatee CDP, FL

ZIP 32095 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32095

Median Home Value
$485,700
Median Rent
$1,473
Affordability Snapshot
$134,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,120/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

27.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32095 in Nocatee CDP, FL, a household would need roughly $134,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,120. That is roughly in line with the local median household income ($124,556). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics

Newer development area (17% built after 2014)

Owner Occupied
90.7%+39% vs US avg
x
Vacancy Rate
8.1%-22% vs US avg
x
Broadband Access
96.7%+11% vs US avg
x
4+ Bedrooms
8.2%-45% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
17.4%+151% vs US avg
x
Rent Burden >30%
11.4%-77% vs US avg
x
Mortgage-Free
33.0%-14% vs US avg
x
$485,700
Home Value
$1,473
Rent
2012
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached79.4%
  • 1-unit attached2.8%
  • 2-9 units3.5%
  • 10+ units2.3%
  • Mobile home & other12.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$485,700
Median rent$1,473
Owner-occupied90.7%
Vacant8.1%
Price-to-income3.9x
Est. income to buy$134,000