ZIP Code 32079 — Penney Farms town, FL Demographics & Data

ZIP code 32079 covers Penney Farms, FL in Clay County with a population of about 376.

At a glance, the area shows median age of 82.2 versus a U.S. median of about 38.9.

It sits in telephone area code 904; U.S. House district FL-4; the JACKSONVILLE media market.

Penney Farms, FL fits a retirement-oriented profile (high share of residents 65+ (87.5%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 32079 is about $41,705 — about 45% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 15.0%; unemployment rate near 0.0%; 47.9% of adults with a bachelor’s degree or higher (about 14.2 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services and Real estate; a mean commute of about 11.0 minutes (U.S. average near 26.8).

Housing tenure and rents show median gross rent around $1,662 (about 43% above the U.S. median rent ($1,163)), and owner-occupancy near 0.0% (about 65.4 points below the national owner-occupancy rate (65.4%)).

FEMA’s National Risk Index rates natural-hazard risk for Penney Farms town, FL as Relatively Moderate (composite score 81.1), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (89.8) and flood (85.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Penney Farms town, FL show little to no average snow and around 53.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 17 for ZIP 32079 (Penney Farms town, FL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.