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ZIP Code 32004 — undefined, undefined Demographics & Data

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassRemote Work Hub

At a glance

Population
5,829
Density
N/A
Median income
$84,821
+13% vs US avg
Home value
$509,300
+46% vs US avg
Median rent
$2,137
+84% vs US avg
Timezone
N/A

Overview of ZIP Code 32004

RetirementRetirement-oriented community
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What to know about ZIP 32004

ZIP code 32004 covers ZIP 32004 with a population of about 5,829.

At a glance, the area shows median age of 56.7 versus a U.S. median of about 38.9.

It sits in the JACKSONVILLE media market.

Local search focus: Retirement

ZIP 32004 fits a retirement-oriented profile (high share of residents 65+ (36.4%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Income and economy in ZIP 32004

Median household income in ZIP 32004 is about $84,821 — about 13% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 3.9%; unemployment rate near 4.3%; 72.0% of adults with a bachelor’s degree or higher (about 38.3 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Finance and insurance, Healthcare, and Manufacturing; about 17.6% of workers reporting work-from-home (about 2.4 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Housing and affordability in ZIP 32004

Median home value is about $509,300 — about 46% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $2,137 (about 84% above the U.S. median rent ($1,163)), and owner-occupancy near 76.7% (about 11.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 32004, a household would need roughly $140,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,272. That is about 65% above the local median household income ($84,821), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.