US5.com
  1. Home
  2. States
  3. Georgia
  4. ZIP 31831
  5. Housing & Real Estate
Waverly Hall town, GA

ZIP 31831 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 31831

Median Home Value
$238,500
Median Rent
$476
Affordability Snapshot
$66,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,532/mo PITI).

8%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

41.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 31831 in Waverly Hall town, GA, a household would need roughly $66,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,532. That is roughly in line with the local median household income ($71,579). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
89.0%+36% vs US avg
x
Vacancy Rate
15.2%+48% vs US avg
x
Broadband Access
85.3%-2% vs US avg
x
4+ Bedrooms
6.3%-58% vs US avg
x
Built Pre-1939
0.7%-95% vs US avg
x
Built Post-2014
2.2%-69% vs US avg
x
Rent Burden >30%
5.2%-90% vs US avg
x
Mortgage-Free
28.4%-26% vs US avg
x
$238,500
Home Value
$476
Rent
1995
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached81.2%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other18.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$238,500
Median rent$476
Owner-occupied89.0%
Vacant15.2%
Price-to-income3.3x
Est. income to buy$66,000