US5.com
  1. Home
  2. States
  3. Georgia
  4. ZIP 31774
  5. Housing & Real Estate
Ocilla city, GA

ZIP 31774 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 31774

Median Home Value
$95,900
Median Rent
$462
Affordability Snapshot
$26,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$616/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

17.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 31774 in Ocilla city, GA, a household would need roughly $26,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $616. That sits below the local median household income ($50,242), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
63.9%-2% vs US avg
x
Vacancy Rate
12.3%+20% vs US avg
x
Broadband Access
73.8%-15% vs US avg
x
4+ Bedrooms
0.1%-99% vs US avg
x
Built Pre-1939
8.8%-31% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
8.5%-83% vs US avg
x
Mortgage-Free
52.3%+37% vs US avg
x
$95,900
Home Value
$462
Rent
1982
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached70.8%
  • 1-unit attached0.0%
  • 2-9 units5.1%
  • 10+ units0.3%
  • Mobile home & other23.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$95,900
Median rent$462
Owner-occupied63.9%
Vacant12.3%
Price-to-income1.9x
Est. income to buy$26,000