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Moultrie city, GA

ZIP 31768 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 31768

Median Home Value
$134,000
Median Rent
$478
Affordability Snapshot
$37,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$861/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

23.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 31768 in Moultrie city, GA, a household would need roughly $37,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $861. That sits below the local median household income ($44,895), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
57.4%-12% vs US avg
x
Vacancy Rate
14.3%+39% vs US avg
x
Broadband Access
83.8%-4% vs US avg
x
4+ Bedrooms
1.9%-87% vs US avg
x
Built Pre-1939
7.5%-42% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
18.1%-64% vs US avg
x
Mortgage-Free
53.8%+41% vs US avg
x
$134,000
Home Value
$478
Rent
1981
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached64.3%
  • 1-unit attached3.2%
  • 2-9 units15.2%
  • 10+ units2.4%
  • Mobile home & other14.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$134,000
Median rent$478
Owner-occupied57.4%
Vacant14.3%
Price-to-income3.0x
Est. income to buy$37,000