US5.com
  1. Home
  2. States
  3. Georgia
  4. ZIP 31641
  5. Housing & Real Estate
Naylor CDP, GA

ZIP 31641 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 31641

Median Home Value
$178,100
Median Rent
$839
Affordability Snapshot
$49,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,144/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

17.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 31641 in Naylor CDP, GA, a household would need roughly $49,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,144. That is roughly in line with the local median household income ($46,500). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
88.0%+35% vs US avg
x
Vacancy Rate
10.3%-0% vs US avg
x
Broadband Access
79.3%-9% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
0.0%
x
Built Post-2014
1.4%-79% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
51.7%+35% vs US avg
x
$178,100
Home Value
$839
Rent
1995
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached69.1%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other30.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$178,100
Median rent$839
Owner-occupied88.0%
Vacant10.3%
Price-to-income3.8x
Est. income to buy$49,000