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Folkston city, GA

ZIP 31537 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 31537

Median Home Value
$120,900
Median Rent
$572
Affordability Snapshot
$33,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$777/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

17.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 31537 in Folkston city, GA, a household would need roughly $33,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $777. That sits below the local median household income ($49,613), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
76.2%+16% vs US avg
x
Vacancy Rate
10.3%-0% vs US avg
x
Broadband Access
82.6%-5% vs US avg
x
4+ Bedrooms
0.9%-94% vs US avg
x
Built Pre-1939
1.4%-89% vs US avg
x
Built Post-2014
1.2%-83% vs US avg
x
Rent Burden >30%
24.3%-51% vs US avg
x
Mortgage-Free
50.0%+31% vs US avg
x
$120,900
Home Value
$572
Rent
1985
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached61.4%
  • 1-unit attached0.5%
  • 2-9 units4.3%
  • 10+ units1.1%
  • Mobile home & other32.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$120,900
Median rent$572
Owner-occupied76.2%
Vacant10.3%
Price-to-income2.4x
Est. income to buy$33,000