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Jekyll Island CDP, GA

ZIP 31527 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 31527

Median Home Value
$522,100
Median Rent
$1,217
Affordability Snapshot
$144,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,354/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.8x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

35.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 31527 in Jekyll Island CDP, GA, a household would need roughly $144,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,354. That is about 88% above the local median household income ($76,445), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 54% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
81.8%+25% vs US avg
x
Vacancy Rate
54.0%+425% vs US avg
x
Broadband Access
95.6%+10% vs US avg
x
4+ Bedrooms
5.7%-61% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
5.0%-28% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
64.2%+68% vs US avg
x
$522,100
Home Value
$1,217
Rent
1967
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached52.4%
  • 1-unit attached13.0%
  • 2-9 units34.5%
  • 10+ units0.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$522,100
Median rent$1,217
Owner-occupied81.8%
Vacant54.0%
Price-to-income6.8x
Est. income to buy$144,000