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Macon-Bibb County, GA

ZIP 31220 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 31220

Median Home Value
$198,200
Median Rent
$1,136
Affordability Snapshot
$55,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,273/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

14.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 31220 in Macon-Bibb County, GA, a household would need roughly $55,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,273. That sits below the local median household income ($83,265), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
59.5%-9% vs US avg
x
Vacancy Rate
9.4%-9% vs US avg
x
Broadband Access
92.3%+6% vs US avg
x
4+ Bedrooms
7.4%-50% vs US avg
x
Built Pre-1939
0.1%-99% vs US avg
x
Built Post-2014
0.1%-99% vs US avg
x
Rent Burden >30%
19.9%-60% vs US avg
x
Mortgage-Free
38.4%+0% vs US avg
x
$198,200
Home Value
$1,136
Rent
1995
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached70.4%
  • 1-unit attached2.4%
  • 2-9 units5.1%
  • 10+ units18.9%
  • Mobile home & other3.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$198,200
Median rent$1,136
Owner-occupied59.5%
Vacant9.4%
Price-to-income2.4x
Est. income to buy$55,000