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ZIP 31208
Housing & Real Estate

ZIP 31208 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 31208

Median Home Value

$214,752

Median Rent

$794

Affordability Snapshot

$59,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,380/mo PITI).

18%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.0x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

22.5 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 31208, a household would need roughly $59,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,380. That is roughly in line with the local median household income ($53,533). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel

Housing Metrics

Owner Occupied

58.4%-11% vs US avg

Vacancy Rate

12.4%+21% vs US avg

Broadband Access

87.9%+1% vs US avg

4+ Bedrooms

1.6%-90% vs US avg

Built Pre-1939

2.6%-79% vs US avg

Built Post-2014

1.0%-85% vs US avg

Rent Burden >30%

27.9%-44% vs US avg

Mortgage-Free

42.3%+11% vs US avg

$214,752

Home Value

$794

Rent

1979

Year Built

2013

Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached43.0%
1-unit attached0.0%
2-9 units10.9%
10+ units16.2%
Mobile home & other29.8%

ZIP 31208 — Housing & Real Estate

Housing & Real Estate in ZIP Code 31208

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