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Macon-Bibb County, GA

ZIP 31201 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 31201

Median Home Value
$151,400
Median Rent
$751
Affordability Snapshot
$42,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$973/mo PITI).

39%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

6.6x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

16.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 31201 in Macon-Bibb County, GA, a household would need roughly $42,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $973. That is about 83% above the local median household income ($22,936), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 24% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
21.6%-67% vs US avg
x
Vacancy Rate
23.8%+131% vs US avg
x
Broadband Access
68.3%-22% vs US avg
x
4+ Bedrooms
0.4%-97% vs US avg
x
Built Pre-1939
2.2%-83% vs US avg
x
Built Post-2014
1.2%-82% vs US avg
x
Rent Burden >30%
37.9%-24% vs US avg
x
Mortgage-Free
52.0%+36% vs US avg
x
$151,400
Home Value
$751
Rent
1938
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached33.8%
  • 1-unit attached1.0%
  • 2-9 units24.6%
  • 10+ units39.2%
  • Mobile home & other1.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$151,400
Median rent$751
Owner-occupied21.6%
Vacant23.8%
Price-to-income6.6x
Est. income to buy$42,000