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Lincolnton city, GA

ZIP 30817 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 30817

Median Home Value
$169,400
Median Rent
$517
Affordability Snapshot
$47,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,088/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

27.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 30817 in Lincolnton city, GA, a household would need roughly $47,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,088. That is roughly in line with the local median household income ($49,658). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 29% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
76.7%+17% vs US avg
x
Vacancy Rate
29.4%+185% vs US avg
x
Broadband Access
62.6%-28% vs US avg
x
4+ Bedrooms
2.7%-82% vs US avg
x
Built Pre-1939
2.9%-78% vs US avg
x
Built Post-2014
1.1%-85% vs US avg
x
Rent Burden >30%
9.7%-80% vs US avg
x
Mortgage-Free
55.2%+45% vs US avg
x
$169,400
Home Value
$517
Rent
1984
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached65.5%
  • 1-unit attached2.2%
  • 2-9 units2.7%
  • 10+ units0.3%
  • Mobile home & other29.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$169,400
Median rent$517
Owner-occupied76.7%
Vacant29.4%
Price-to-income3.4x
Est. income to buy$47,000