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Carnesville city, GA

ZIP 30521 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 30521

Median Home Value
$166,400
Median Rent
$573
Affordability Snapshot
$46,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,069/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

24.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 30521 in Carnesville city, GA, a household would need roughly $46,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,069. That sits below the local median household income ($55,618), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
79.0%+21% vs US avg
x
Vacancy Rate
13.6%+32% vs US avg
x
Broadband Access
84.0%-3% vs US avg
x
4+ Bedrooms
2.1%-86% vs US avg
x
Built Pre-1939
2.3%-82% vs US avg
x
Built Post-2014
1.1%-85% vs US avg
x
Rent Burden >30%
12.3%-75% vs US avg
x
Mortgage-Free
51.6%+35% vs US avg
x
$166,400
Home Value
$573
Rent
1989
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached60.4%
  • 1-unit attached0.9%
  • 2-9 units1.3%
  • 10+ units0.4%
  • Mobile home & other37.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$166,400
Median rent$573
Owner-occupied79.0%
Vacant13.6%
Price-to-income3.0x
Est. income to buy$46,000