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Gainesville city, GA

ZIP 30504 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 30504

Median Home Value
$294,800
Median Rent
$1,067
Affordability Snapshot
$81,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,894/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 30504 in Gainesville city, GA, a household would need roughly $81,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,894. That is roughly in line with the local median household income ($71,833). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
56.3%-14% vs US avg
x
Vacancy Rate
9.3%-9% vs US avg
x
Broadband Access
93.5%+7% vs US avg
x
4+ Bedrooms
5.3%-65% vs US avg
x
Built Pre-1939
0.4%-97% vs US avg
x
Built Post-2014
1.9%-73% vs US avg
x
Rent Burden >30%
18.7%-62% vs US avg
x
Mortgage-Free
42.5%+11% vs US avg
x
$294,800
Home Value
$1,067
Rent
1994
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached66.5%
  • 1-unit attached2.3%
  • 2-9 units7.7%
  • 10+ units19.7%
  • Mobile home & other3.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$294,800
Median rent$1,067
Owner-occupied56.3%
Vacant9.3%
Price-to-income4.1x
Est. income to buy$81,000