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ZIP 29861 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 29861

Median Home Value
$112,600
Median Rent
$802
Affordability Snapshot
$31,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$723/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

11.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 29861, a household would need roughly $31,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $723. That sits below the local median household income ($48,579), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 24% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
44.2%-32% vs US avg
x
Vacancy Rate
23.7%+130% vs US avg
x
Broadband Access
87.1%+0% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
1.8%-86% vs US avg
x
Built Post-2014
4.1%-41% vs US avg
x
Rent Burden >30%
18.2%-63% vs US avg
x
Mortgage-Free
44.5%+16% vs US avg
x
$112,600
Home Value
$802
Rent
1975
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached55.1%
  • 1-unit attached8.7%
  • 2-9 units28.4%
  • 10+ units5.3%
  • Mobile home & other2.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$112,600
Median rent$802
Owner-occupied44.2%
Vacant23.7%
Price-to-income2.3x
Est. income to buy$31,000