ZIP Code 29840 — Mount Carmel CDP, SC Demographics & Data

ZIP code 29840 covers Mount Carmel, SC in McCormick County with a population of about 338.

At a glance, the area shows median age of 64.5 versus a U.S. median of about 38.9.

It sits in telephone area code 864; U.S. House district SC-3; the AUGUSTA media market.

Mount Carmel, SC fits a retirement-oriented profile (high share of residents 65+ (47.9%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 29840 is about $41,534 — about 45% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 16.6%; unemployment rate near 13.1%.

Labor and commute patterns include leading industry context around Education, Manufacturing, and Transportation; a mean commute of about 125.0 minutes (U.S. average near 26.8).

Median home value is about $83,000 — about 76% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 29840 in Mount Carmel, SC, a household would need roughly $23,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $533. That sits below the local median household income ($41,534), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Mount Carmel CDP, SC as Very Low (composite score 9.5), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (62.3) and wildfire (34.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Mount Carmel CDP, SC show little to no average snow and around 47.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 14 for ZIP 29840 (Mount Carmel CDP, SC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.