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Rock Hill city, SC

ZIP 29730 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 29730

Median Home Value
$239,200
Median Rent
$1,022
Affordability Snapshot
$66,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,537/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

19.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 29730 in Rock Hill city, SC, a household would need roughly $66,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,537. That is roughly in line with the local median household income ($63,122). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
58.5%-11% vs US avg
x
Vacancy Rate
7.2%-30% vs US avg
x
Broadband Access
89.6%+3% vs US avg
x
4+ Bedrooms
1.6%-89% vs US avg
x
Built Pre-1939
3.9%-69% vs US avg
x
Built Post-2014
1.4%-80% vs US avg
x
Rent Burden >30%
18.7%-62% vs US avg
x
Mortgage-Free
38.5%+1% vs US avg
x
$239,200
Home Value
$1,022
Rent
1990
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached64.7%
  • 1-unit attached2.7%
  • 2-9 units8.2%
  • 10+ units16.9%
  • Mobile home & other7.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$239,200
Median rent$1,022
Owner-occupied58.5%
Vacant7.2%
Price-to-income3.8x
Est. income to buy$66,000