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Fort Mill town, SC

ZIP 29715 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 29715

Median Home Value
$416,100
Median Rent
$1,362
Affordability Snapshot
$115,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,673/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

25.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 29715 in Fort Mill town, SC, a household would need roughly $115,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,673. That is roughly in line with the local median household income ($111,323). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
80.7%+23% vs US avg
x
Vacancy Rate
3.2%-69% vs US avg
x
Broadband Access
96.1%+10% vs US avg
x
4+ Bedrooms
17.2%+16% vs US avg
x
Built Pre-1939
1.9%-85% vs US avg
x
Built Post-2014
4.8%-30% vs US avg
x
Rent Burden >30%
21.9%-56% vs US avg
x
Mortgage-Free
24.5%-36% vs US avg
x
$416,100
Home Value
$1,362
Rent
2007
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached69.4%
  • 1-unit attached11.4%
  • 2-9 units5.9%
  • 10+ units9.6%
  • Mobile home & other3.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$416,100
Median rent$1,362
Owner-occupied80.7%
Vacant3.2%
Price-to-income3.7x
Est. income to buy$115,000