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Seneca city, SC

ZIP 29678 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 29678

Median Home Value
$205,600
Median Rent
$684
Affordability Snapshot
$57,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,321/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

25.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 29678 in Seneca city, SC, a household would need roughly $57,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,321. That is roughly in line with the local median household income ($49,699). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
62.3%-5% vs US avg
x
Vacancy Rate
12.2%+18% vs US avg
x
Broadband Access
81.6%-6% vs US avg
x
4+ Bedrooms
3.0%-79% vs US avg
x
Built Pre-1939
5.4%-58% vs US avg
x
Built Post-2014
2.1%-70% vs US avg
x
Rent Burden >30%
20.7%-58% vs US avg
x
Mortgage-Free
48.6%+27% vs US avg
x
$205,600
Home Value
$684
Rent
1987
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached60.9%
  • 1-unit attached3.2%
  • 2-9 units11.4%
  • 10+ units8.6%
  • Mobile home & other15.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$205,600
Median rent$684
Owner-occupied62.3%
Vacant12.2%
Price-to-income4.1x
Est. income to buy$57,000